Treasury Analyst Interview Questions

1.1The treasury function - purpose, structure, and how it supports the business financially

1.2Cash management - daily cash positioning, bank account structure, and the treasury operating model

1.3Liquidity management - ensuring the business always has enough cash to meet its obligations

1.4Treasury policy - investment policy, borrowing policy, and the governance framework for treasury

2.1Short-term cash forecasting - the 13-week cash flow, methodology, and sources of input

2.2Medium to long-term cash forecasting - linking to FP&A and the business planning cycle

2.3Variance analysis - comparing forecast to actual cash flows and explaining the differences

2.4Improving forecast accuracy - data quality, assumptions management, and working with the business

3.1Bank account management - opening, closing, and maintaining accounts across entities and jurisdictions

3.2Banking documentation - mandate management, signatory control, and KYC compliance

3.3Bank fees and services - understanding what the bank charges for and negotiating terms

3.4Bank portal operations - payments initiation, account statements, and daily banking tasks

4.1FX markets fundamentals - spot rates, forward rates, and how currencies are priced

4.2FX risk - transaction, translation, and economic exposure and how each affects the business

4.3FX hedging instruments - forward contracts, options, and the mechanics of each

4.4Hedge accounting basics - IFRS 9 hedge accounting and what the treasury analyst needs to understand

5.1Interest rate risk - how changes in rates affect the business and the treasury function

5.2Debt management - loan facilities, revolving credit, and monitoring covenant compliance

5.3Interest rate hedging - swaps, caps, and collars and when each instrument is used

5.4Debt reporting - interest accruals, facility utilisation, and reporting to the CFO

6.1Short-term investment options - money market funds, deposits, and treasury bills

6.2Investment policy compliance - ensuring investments stay within approved parameters

6.3Counterparty risk - assessing bank and investment counterparty credit quality

6.4Managing excess cash - optimising returns while staying within the risk and liquidity framework

7.1Cash pooling structures - notional pooling, physical pooling, and zero-balancing

7.2Intercompany lending - how treasury manages liquidity across group entities

7.3Transfer pricing for intercompany loans - arm length interest rates and documentation

7.4Repatriation of cash - dividend policy, withholding tax, and moving cash between jurisdictions

8.1Treasury management systems - what they do, how they are used, and managing data quality

8.2Bank connectivity - SWIFT, host-to-host connections, and automating payment workflows

8.3Treasury reporting - dashboards, position reports, and presenting treasury information to management

8.4Emerging technology in treasury - APIs, real-time payments, and the modernisation of treasury operations

9.1Treasury controls - segregation of duties, deal authorisation, and payment controls

9.2Fraud prevention in treasury - payment fraud, business email compromise, and treasury defences

9.3Regulatory compliance - EMIR, Dodd-Frank, and derivative reporting obligations

9.4Treasury audit - what internal and external auditors test and how to prepare

10.1Technical questions - cash management, FX, debt, hedging, and treasury systems

10.2Scenario questions - managing a liquidity shortfall, an FX exposure, or a bank counterparty issue

10.3Behavioural questions - accuracy, pressure, working with banks, and cross-functional collaboration

10.4Salary negotiation, questions to ask the interviewer, and how to position yourself in a treasury career